The Most Trusted Bank Statement Analyzer in the Market
Captures and analyzes statements from any Indian bank to provide a complete view of your customers' finances — cash flow, salary, EMIs, counter-parties, and 25+ metrics in one report.
No signup required · HDFC · ICICI · Axis · IOB · SBI & more
Who It's For
Whether you're a CA processing loan files, an NBFC assessing borrowers, or a fintech building credit workflows — FinOX fits right in.
Upload → report in under 10 seconds. No queues.
10 sheets with charts. Ready for loan files.
Track clients by PAN or phone. Search, manage, download.
PDFs deleted after processing. No third-party APIs.
Preview
Your Excel report comes with all of this — charts, tables, and insights ready to use.
Cash Flow
Monthly credit vs debit with net flow
Expense Breakdown
By channel: UPI, NEFT, IMPS, ATM, Card
Top Parties
Top 15 credit & debit parties ranked
Salary & EMI
Salary
Rs. 45K
EMI
Rs. 13K
Auto-detects recurring patterns
Daily Balance
Split by month for clarity
Observations
Flags anomalies automatically
Client Dashboard
Track by PAN or phone
Search & Manage
Download or manage anytime
Reviews
"I used to spend 3-4 hours per statement. FinOX gives me the same analysis in under a minute. Game changer for loan processing."
Rajesh Kumar
CA, Erode
"The counter-party analysis caught circular transactions we missed manually. Saved us from approving a fraudulent loan."
Suresh P
NBFC Manager, Coimbatore
"We process 50+ statements weekly. FinOX cut our turnaround from 2 days to 2 hours. The Excel output is exactly what banks want."
Meera G
Credit Analyst, Chennai
Security
Source files are destroyed after processing. We never store your original PDFs.
All processing happens on our servers. No data sent to OpenAI, Google, or external services.
Planned hosting on Indian servers. Data residency aligned with DPDP Act 2023.
Observations Engine
Not a risk score — just factual observations from the statement data.
Circular Transfers
Cheque Returns / Bounces
Large Cash Deposits
Negative Balance Days
Penalty & Late Fees
Round-Trip Transactions
Pricing
Free during pilot. Paid plans launching soon.
Pilot (Now)
Free
Limited time
Pro (Coming)
₹499/mo
For individual CAs
Enterprise (Coming)
₹1,999/mo
For NBFCs & teams
About
OXtech is a product studio building intelligent tools for India's financial ecosystem. FinOX Pro is our flagship — designed by people who've spent years in CA firms and lending operations, and understand the daily grind of manual statement analysis.
4
Banks tested
25+
Metrics
10
Excel sheets
<10s
Processing
Upload your first statement — no signup needed. Or talk to us about enterprise needs.
Read the User Guide →